Sinaga, Mahaitin H, Yesni Riana Damanik, and Yoan Hendrawan Junpridan Saragih. 2023. “The Influence of Financial Literacy of Economics Faculty Students at Simalungun University on the Use of E-Money”. International Journal of Applied Finance and Business Studies 11 (3):699-706. https://doi.org/10.35335/ijafibs.v11i3.198.