KOLEFIYAN, I. . The impact of fintech on sustainability performance through financial inclusion: A case study of MSME actors in Indonesia using diffusion of innovation theory (DIT). International Journal of Applied Finance and Business Studies, [S. l.], v. 13, n. 4, p. 543–553, 2026. DOI: 10.35335/ijafibs.v14i4.435. Disponível em: https://www.ijafibs.pelnus.ac.id/index.php/ijafibs/article/view/435. Acesso em: 17 apr. 2026.